Agentic AI for Banking

Credence

The AI investigator for your credit team

Credence gathers the evidence, builds the case, and hands your officers a fully-cited recommendation in minutes. Your people still make every decision - and your data never leaves the building. It automates the legwork of a credit investigation while keeping your team firmly in control.

Credence platform overview

Automates the investigation - never the decision

Credence runs the entire credit case end to end: pulling files, checking sources, assembling findings. It recommends; it never approves or declines. Your officer stays in control.

One case, every source

Credit bureaus, core banking, registries, financial statements - Credence reaches into every system at once and reconciles what it finds into a single, coherent case file.

Decisions backed by evidence

Every figure, flag and conclusion carries a timestamped citation back to its source. Your officers and auditors can trace any claim in one click. Not a black box.

Air-gapped by design

Deploy entirely inside your own perimeter - no cloud round-trips, no third-party APIs, no data egress. Zero customer data ever leaves your premises.

We set it up with you

Our services team works alongside yours to deploy Credence on your premises or a dedicated cloud, and to integrate it with the systems you already run - core banking, CRM, DMS and more.

Test the "what if" before you commit

Change an assumption, re-run the investigation, and watch the findings update live. Stress-test a case in seconds.

Built for: corporate & SME underwriting - credit-risk review & second-line controls - audit-ready decisioning.

See Credence in Action

The snapshot below shows how Credence presents a structured, evidence-backed case view so your credit team can review findings quickly and make confident decisions.

Credence case snapshot